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ADVISORY SERVICES > HEALTH INSURANCE (MEDICLAIM)

Health Insurance Policy is a product offered by insurance companies that covers costs related to medical expenses of the insured due to hospitalisation. This can be bought for an individual or for an entire family. Under such plan you get medial help on hospitalization due to illness or accident in case of an emergency or in a planned hospitalization. You need not worry about financial expenses, if you have health insurance policy.

Cost of health care is increasing every year due to inflation and other economic factors. Incidence of Life style illnesses has increased. Urgent medical attention is required if someone suffer accident. Normally people are not financially strong enough to spend huge cost of hospitalization. Generally, people borrow money from others and they lose their self-respect and comes under debt traps. Sometimes, people sale their gold and other valuables to meet medical cost. Many a time life time saving get wiped out for medical treatment. Buying Health Insurance can give you confidence and peace of mind and it ensure timely treatment for early recover from unexpected illness / accident for you and your family. Additional riders such as Critical Illness enhance the benefits and scope of the cover.

Health insurance often includes cashless facility at networked hospitals, pre and post hospitalisation medical expenses, ambulance charges, room rent charges etc.

How it works:

  • Health plan takes care of entire hospitalisation expenses subject to maximum sum insured and terms of the policy. The plans also cover pre as well as post hospitalisation expenses.
  • There is a cashless facility available under which you can avail the medical care at any of the network hospitals of an concerned insurance company & all the payment related to your treatment will be settled by that insurance company directly. This way the insured can immediately get treatment without having to wait for arranging the funds.

 

 

 

 

 

 

 

 

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